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Ranked by Real-World Value Credit Card Reward Program Rankings

Not all rewards programs are created equal. Point value, earning efficiency, and policies impact real-world value. Filter by what matters to you and choose where to invest wisely.

Reward Program Rankings

RK

Reward Program

Broad Coverage

Everyday Usefulness

Earn/Redeem Efficiency

Policy Fairness

Ease Of Holding

Product/Transfer Quality

Hobby
Scores

RK

Reward Program

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Hobby
Scores

1

Chase Ultimate Rewards

Value: 1.65¢ Total Points: 0

10

10

8

8

8

8

8.7

Chase Ultimate Rewards

Value: 1.65¢ Total Points: 0

Broad Coverage 10

Everyday Usefulness 10

Earn/Redeem Efficiency 8

Policy Fairness 8

Ease Of Holding 8

Product/Transfer Quality 8

Sweet Spots

Transfer to Hyatt
U.S. Domestic Airfare Transfers
International Airfare Transfers

Points Policies

Points Expire: No

Sharing: Household

Top Transfers

World of Hyatt 103% Value Retained

AerClub 91% Value Retained

Aeroplan 85% Value Retained

Virgin Atlantic Flying Club 85% Value Retained

2

Amex Membership Rewards

Value: 1.60¢ Total Points: 0

8

9

9

9

9

7

8.5

Amex Membership Rewards

Value: 1.60¢ Total Points: 0

Broad Coverage 8

Everyday Usefulness 9

Earn/Redeem Efficiency 9

Policy Fairness 9

Ease Of Holding 9

Product/Transfer Quality 7

Sweet Spots

International Airfare Transfers
U.S. Domestic Airfare Transfers
Poor Hotel Transfer Values

Points Policies

Points Expire: No

Sharing: No

Top Transfers

AerClub 94% Value Retained

Aeroplan 88% Value Retained

ANA Mileage Club 88% Value Retained

Virgin Atlantic Flying Club 88% Value Retained

3

Bilt Rewards

Value: 1.70¢ Total Points: 0

9

7

8

8

9

10

8.5

Bilt Rewards

Value: 1.70¢ Total Points: 0

Broad Coverage 9

Everyday Usefulness 7

Earn/Redeem Efficiency 8

Policy Fairness 8

Ease Of Holding 9

Product/Transfer Quality 10

Sweet Spots

Rent Day Transfer Bonuses
Transfer to Hyatt
Transfer to Atmos

Points Policies

Points Expire: Yes Extendable

Sharing: No

Top Transfers

World of Hyatt 100% Value Retained

Atmos Rewards 94% Value Retained

AerClub 88% Value Retained

Accor Live Limitless 86% Value Retained

4

Citi ThankYou Rewards

Value: 1.60¢ Total Points: 0

9

9

7

8

8

9

8.3

Citi ThankYou Rewards

Value: 1.60¢ Total Points: 0

Broad Coverage 9

Everyday Usefulness 9

Earn/Redeem Efficiency 7

Policy Fairness 8

Ease Of Holding 8

Product/Transfer Quality 9

Sweet Spots

Transfer to American Airlines
International Airfare Transfers
International Hotel Transfers

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Preferred Rewards 125% Value Retained

Leaders Club 100% Value Retained

AAdvantage 88% Value Retained

Choice Privileges 88% Value Retained

5

World of Hyatt

Value: 1.70¢ Total Points: 0

6

8

10

9

9

8

8.3

World of Hyatt

Value: 1.70¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 8

Earn/Redeem Efficiency 10

Policy Fairness 9

Ease Of Holding 9

Product/Transfer Quality 8

Sweet Spots

Alila Ventana Big Sur
Category 1 hotels
Park Hyatt Paris-Vendôme

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Ultimate Rewards 103% Value Retained

Bilt Rewards 100% Value Retained

Eastern Miles 41% Value Retained

Club Premier 38% Value Retained

6

American Airlines Miles

Value: 1.40¢ Total Points: 0

9

9

8

8

8

7

8.2

American Airlines Miles

Value: 1.40¢ Total Points: 0

Broad Coverage 9

Everyday Usefulness 9

Earn/Redeem Efficiency 8

Policy Fairness 8

Ease Of Holding 8

Product/Transfer Quality 7

Sweet Spots

US to Japan in Economy
Domestic US in Economy on American
US to South America in Economy

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Citi ThankYou Rewards 88% Value Retained

Marriott Bonvoy 67% Value Retained

IHG One Rewards 47% Value Retained

World of Hyatt 33% Value Retained

7

Atmos Rewards

Value: 1.60¢ Total Points: 0

7

9

9

8

9

7

8.2

Atmos Rewards

Value: 1.60¢ Total Points: 0

Broad Coverage 7

Everyday Usefulness 9

Earn/Redeem Efficiency 9

Policy Fairness 8

Ease Of Holding 9

Product/Transfer Quality 7

Sweet Spots

Domestic US in Economy
US to Hawaii in Economy
US to South Korea in Economy

Points Policies

Points Expire: No

Sharing: Costly

Top Transfers

Bilt Rewards 94% Value Retained

Marriott Bonvoy 76% Value Retained

Best Western Rewards 64% Value Retained

IHG One Rewards 53% Value Retained

8

Delta SkyMiles

Value: 1.20¢ Total Points: 0

8

7

7

9

10

7

8

Delta SkyMiles

Value: 1.20¢ Total Points: 0

Broad Coverage 8

Everyday Usefulness 7

Earn/Redeem Efficiency 7

Policy Fairness 9

Ease Of Holding 10

Product/Transfer Quality 7

Sweet Spots

US to South America in Economy
Domestic US in Economy
US to Canada in Economy

Points Policies

Points Expire: No

Sharing: Costly

Top Transfers

Membership Rewards 75% Value Retained

Marriott Bonvoy 57% Value Retained

IHG One Rewards 40% Value Retained

World of Hyatt 28% Value Retained

9

United MileagePlus

Value: 1.30¢ Total Points: 0

9

7

6

9

10

7

8

United MileagePlus

Value: 1.30¢ Total Points: 0

Broad Coverage 9

Everyday Usefulness 7

Earn/Redeem Efficiency 6

Policy Fairness 9

Ease Of Holding 10

Product/Transfer Quality 7

Sweet Spots

Domestic US in Economy on a Partner
Intra-Europe on Star Alliance
US to Hawaii in Economy

Points Policies

Points Expire: No

Sharing: Anyone

Top Transfers

Ultimate Rewards 79% Value Retained

Bilt Rewards 76% Value Retained

Marriott Bonvoy 62% Value Retained

IHG One Rewards 43% Value Retained

10

Air Canada Aeroplan

Value: 1.40¢ Total Points: 0

8

8

8

8

7

8

7.8

Air Canada Aeroplan

Value: 1.40¢ Total Points: 0

Broad Coverage 8

Everyday Usefulness 8

Earn/Redeem Efficiency 8

Policy Fairness 8

Ease Of Holding 7

Product/Transfer Quality 8

Sweet Spots

US to Japan Nonstop in Business
Domestic US and Canada in Economy
Canada to Hawaii in Economy

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Capital One Miles 108% Value Retained

Membership Rewards 88% Value Retained

Ultimate Rewards 85% Value Retained

Bilt Rewards 82% Value Retained

11

Flying Blue (Air France-KLM)

Value: 1.30¢ Total Points: 0

8

8

8

8

7

8

7.8

Flying Blue (Air France-KLM)

Value: 1.30¢ Total Points: 0

Broad Coverage 8

Everyday Usefulness 8

Earn/Redeem Efficiency 8

Policy Fairness 8

Ease Of Holding 7

Product/Transfer Quality 8

Sweet Spots

Intra-Europe in Economy
US to Mexico in Economy on a Partner
US to Europe in Economy

Points Policies

Points Expire: Yes Extendable

Sharing: Household

Top Transfers

Accor Live Limitless 169% Value Retained

Capital One Miles 100% Value Retained

Go Far Rewards 100% Value Retained

Membership Rewards 81% Value Retained

12

Capital One Miles

Value: 1.30¢ Total Points: 0

8

6

7

8

9

7

7.5

Capital One Miles

Value: 1.30¢ Total Points: 0

Broad Coverage 8

Everyday Usefulness 6

Earn/Redeem Efficiency 7

Policy Fairness 8

Ease Of Holding 9

Product/Transfer Quality 7

Sweet Spots

International Airfare Transfers
International Airfare Transfers
Poor Hotel Transfer Values

Points Policies

Points Expire: No

Sharing: Anyone

Top Transfers

Aeroplan 108% Value Retained

Lifemiles 100% Value Retained

Flying Blue 100% Value Retained

KrisFlyer 100% Value Retained

13

Marriott Bonvoy

Value: 0.70¢ Total Points: 0

10

7

6

5

9

8

7.5

Marriott Bonvoy

Value: 0.70¢ Total Points: 0

Broad Coverage 10

Everyday Usefulness 7

Earn/Redeem Efficiency 6

Policy Fairness 5

Ease Of Holding 9

Product/Transfer Quality 8

Sweet Spots

Marriott Homes and Villas
The St. Regis Maldives Vommuli Resort

Points Policies

Points Expire: Yes Extendable

Sharing: Household

Top Transfers

Atmos Rewards 76% Value Retained

AerClub 71% Value Retained

ConnectMiles 71% Value Retained

Miles+Bonus 67% Value Retained

14

Hilton Honors

Value: 0.50¢ Total Points: 0

10

6

6

6

9

7

7.3

Hilton Honors

Value: 0.50¢ Total Points: 0

Broad Coverage 10

Everyday Usefulness 6

Earn/Redeem Efficiency 6

Policy Fairness 6

Ease Of Holding 9

Product/Transfer Quality 7

Sweet Spots

Grand Hotel du Palais Royal
Waldorf Astoria Costa Rica
Waldorf Astoria New York

Points Policies

Points Expire: Yes Extendable

Sharing: Household

Top Transfers

Membership Rewards 63% Value Retained

Club Premier 42% Value Retained

Virgin Atlantic Flying Club 42% Value Retained

Qantas Frequent Flyer 36% Value Retained

15

IHG One Rewards

Value: 0.60¢ Total Points: 0

8

8

7

7

8

6

7.3

IHG One Rewards

Value: 0.60¢ Total Points: 0

Broad Coverage 8

Everyday Usefulness 8

Earn/Redeem Efficiency 7

Policy Fairness 7

Ease Of Holding 8

Product/Transfer Quality 6

Sweet Spots

Kimpton Seafire Resort and Spa

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Atmos Rewards 53% Value Retained

Aeroplan 47% Value Retained

ANA Mileage Club 47% Value Retained

AAdvantage 47% Value Retained

16

Southwest Rapid Rewards

Value: 1.30¢ Total Points: 0

6

8

7

9

10

4

7.3

Southwest Rapid Rewards

Value: 1.30¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 8

Earn/Redeem Efficiency 7

Policy Fairness 9

Ease Of Holding 10

Product/Transfer Quality 4

Sweet Spots

US to Hawaii in Economy

Points Policies

Points Expire: No

Sharing: Costly

Top Transfers

Ultimate Rewards 79% Value Retained

Bilt Rewards 76% Value Retained

Best Western Rewards 62% Value Retained

Marriott Bonvoy 62% Value Retained

17

Virgin Atlantic Flying Club

Value: 1.40¢ Total Points: 0

5

6

7

7

7

8

6.7

Virgin Atlantic Flying Club

Value: 1.40¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 6

Earn/Redeem Efficiency 7

Policy Fairness 7

Ease Of Holding 7

Product/Transfer Quality 8

Sweet Spots

Intra-Europe in Economy on a Partner
US to Europe in Economy
Domestic US in Economy on a Partner

Points Policies

Points Expire: No

Sharing: Costly

Top Transfers

Go Far Rewards 108% Value Retained

Membership Rewards 88% Value Retained

Citi ThankYou Rewards 88% Value Retained

Ultimate Rewards 85% Value Retained

18

JetBlue TrueBlue

Value: 1.30¢ Total Points: 0

5

4

6

8

10

5

6.3

JetBlue TrueBlue

Value: 1.30¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 4

Earn/Redeem Efficiency 6

Policy Fairness 8

Ease Of Holding 10

Product/Transfer Quality 5

Sweet Spots

US to Japan in Business on a Partner
US to Middle East in Business on a Partner
Domestic US in Economy

Points Policies

Points Expire: No

Sharing: Anyone

Top Transfers

Go Far Rewards 100% Value Retained

Citi ThankYou Rewards 81% Value Retained

Ultimate Rewards 79% Value Retained

Membership Rewards 65% Value Retained

19

Qatar Airways' Privilege Club

Value: 1.20¢ Total Points: 0

6

5

6

7

4

10

6.3

Qatar Airways' Privilege Club

Value: 1.20¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 5

Earn/Redeem Efficiency 6

Policy Fairness 7

Ease Of Holding 4

Product/Transfer Quality 10

Sweet Spots

US to Middle East in Economy
US to Middle East in Business
US to Maldives in Business

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Capital One Miles 92% Value Retained

Membership Rewards 75% Value Retained

Citi ThankYou Rewards 75% Value Retained

Bilt Rewards 71% Value Retained

20

Cathay Pacific

Value: 1.10¢ Total Points: 0

5

5

5

6

5

9

5.8

Cathay Pacific

Value: 1.10¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 5

Earn/Redeem Efficiency 5

Policy Fairness 6

Ease Of Holding 5

Product/Transfer Quality 9

Sweet Spots

Domestic US in Economy on a Partner
US to Hong Kong in Economy
US to Europe in Economy

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Capital One Miles 85% Value Retained

Membership Rewards 69% Value Retained

Citi ThankYou Rewards 69% Value Retained

Bilt Rewards 65% Value Retained

21

Etihad Guest

Value: 1.10¢ Total Points: 0

6

5

6

4

5

9

5.8

Etihad Guest

Value: 1.10¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 5

Earn/Redeem Efficiency 6

Policy Fairness 4

Ease Of Holding 5

Product/Transfer Quality 9

Sweet Spots

Domestic US in Business on a Partner
Domestic US in First Class on a Partner

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Capital One Miles 85% Value Retained

Membership Rewards 69% Value Retained

Citi ThankYou Rewards 69% Value Retained

Bilt Rewards 65% Value Retained

22

Wyndham Rewards

Value: 1.00¢ Total Points: 0

9

5

7

6

4

4

5.8

Wyndham Rewards

Value: 1.00¢ Total Points: 0

Broad Coverage 9

Everyday Usefulness 5

Earn/Redeem Efficiency 7

Policy Fairness 6

Ease Of Holding 4

Product/Transfer Quality 4

Sweet Spots

Wyndham Merida
Shell Vacations Club Kauai Coast Resort at the Beachboy

Points Policies

Points Expire: Yes Fixed

Sharing: No

Top Transfers

Citi ThankYou Rewards 78% Value Retained

Capital One Miles 77% Value Retained

Aeroplan 28% Value Retained

Club Premier 26% Value Retained

23

British Airways Avios

Value: 1.10¢ Total Points: 0

7

4

4

5

7

7

5.7

British Airways Avios

Value: 1.10¢ Total Points: 0

Broad Coverage 7

Everyday Usefulness 4

Earn/Redeem Efficiency 4

Policy Fairness 5

Ease Of Holding 7

Product/Transfer Quality 7

Sweet Spots

Intra-Europe in Economy on a Partner
Short Haul Intra-Europe
Domestic US in Economy on a Partner

Points Policies

Points Expire: Yes Extendable

Sharing: Household

Top Transfers

Capital One Miles 85% Value Retained

Go Far Rewards 85% Value Retained

Membership Rewards 69% Value Retained

Ultimate Rewards 67% Value Retained

24

Choice Privileges

Value: 0.70¢ Total Points: 0

7

6

6

6

5

4

5.7

Choice Privileges

Value: 0.70¢ Total Points: 0

Broad Coverage 7

Everyday Usefulness 6

Earn/Redeem Efficiency 6

Policy Fairness 6

Ease Of Holding 5

Product/Transfer Quality 4

Sweet Spots

At Six Luxury Hotel

Points Policies

Points Expire: Yes Extendable

Sharing: No

Top Transfers

Go Far Rewards 108% Value Retained

Citi ThankYou Rewards 88% Value Retained

Rapid Rewards 56% Value Retained

Capital One Miles 54% Value Retained

25

Iberia Plus

Value: 1.20¢ Total Points: 0

7

3

4

7

7

6

5.7

Iberia Plus

Value: 1.20¢ Total Points: 0

Broad Coverage 7

Everyday Usefulness 3

Earn/Redeem Efficiency 4

Policy Fairness 7

Ease Of Holding 7

Product/Transfer Quality 6

Sweet Spots

Intra-Europe in Economy
US to Europe in Economy
US to Europe in Business

Points Policies

Points Expire: Yes Extendable

Sharing: Household

Top Transfers

Go Far Rewards 92% Value Retained

Membership Rewards 75% Value Retained

Ultimate Rewards 73% Value Retained

Bilt Rewards 71% Value Retained

26

Aer Lingus AerClub

Value: 1.50¢ Total Points: 0

4

3

7

7

7

5

5.5

Aer Lingus AerClub

Value: 1.50¢ Total Points: 0

Broad Coverage 4

Everyday Usefulness 3

Earn/Redeem Efficiency 7

Policy Fairness 7

Ease Of Holding 7

Product/Transfer Quality 5

Sweet Spots

US to Europe in Economy
US to Europe in Business

Points Policies

Points Expire: Yes Extendable

Sharing: No

Top Transfers

Go Far Rewards 115% Value Retained

Membership Rewards 94% Value Retained

Ultimate Rewards 91% Value Retained

Bilt Rewards 88% Value Retained

27

Preferred Hotels and Resorts

Value: 0.50¢ Total Points: 0

4

3

5

5

7

9

5.5

Preferred Hotels and Resorts

Value: 0.50¢ Total Points: 0

Broad Coverage 4

Everyday Usefulness 3

Earn/Redeem Efficiency 5

Policy Fairness 5

Ease Of Holding 7

Product/Transfer Quality 9

Sweet Spots

At Six Luxury Hotel

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Citi ThankYou Rewards 125% Value Retained

Capital One Miles 77% Value Retained

28

U.S. Bank FlexPerks

Value: 1.10¢ Total Points: 0

5

4

5

8

8

3

5.5

U.S. Bank FlexPerks

Value: 1.10¢ Total Points: 0

29

Discover it Miles

Value: 1.00¢ Total Points: 0

5

4

4

6

8

2

5.4

Discover it Miles

Value: 1.00¢ Total Points: 0

30

All Nippon Airways (ANA)

Value: 1.40¢ Total Points: 0

5

4

7

4

2

10

5.3

All Nippon Airways (ANA)

Value: 1.40¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 4

Earn/Redeem Efficiency 7

Policy Fairness 4

Ease Of Holding 2

Product/Transfer Quality 10

Sweet Spots

US to Asia in Economy
US to Japan in Economy
US to Europe in Economy

Points Policies

Points Expire: Yes Fixed

Sharing: Household

Top Transfers

Membership Rewards 88% Value Retained

Marriott Bonvoy 67% Value Retained

IHG One Rewards 47% Value Retained

World of Hyatt 33% Value Retained

31

Avianca Lifemiles

Value: 1.30¢ Total Points: 0

6

6

8

4

4

4

5.3

Avianca Lifemiles

Value: 1.30¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 6

Earn/Redeem Efficiency 8

Policy Fairness 4

Ease Of Holding 4

Product/Transfer Quality 4

Sweet Spots

US to South America in Economy
Domestic US in Economy on a Partner
US to South America in Business

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Capital One Miles 100% Value Retained

Go Far Rewards 100% Value Retained

Membership Rewards 81% Value Retained

Citi ThankYou Rewards 81% Value Retained

32

Finnair Plus

Value: 1.20¢ Total Points: 0

5

2

3

7

7

8

5.3

Finnair Plus

Value: 1.20¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 2

Earn/Redeem Efficiency 3

Policy Fairness 7

Ease Of Holding 7

Product/Transfer Quality 8

Sweet Spots

US to Hawaii in Economy on a Partner
US to Europe in Economy
US to Europe in Business

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Capital One Miles 69% Value Retained

IHG One Rewards 40% Value Retained

Accor Live Limitless 35% Value Retained

33

Japan Airlines (JAL)

Value: 1.40¢ Total Points: 0

5

4

5

5

4

9

5.3

Japan Airlines (JAL)

Value: 1.40¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 4

Earn/Redeem Efficiency 5

Policy Fairness 5

Ease Of Holding 4

Product/Transfer Quality 9

Sweet Spots

US to Japan in Business
US to Japan in Economy
US to Europe (Fifth freedom flights)

Points Policies

Points Expire: Yes Fixed

Sharing: Anyone

Top Transfers

Bilt Rewards 82% Value Retained

Capital One Miles 81% Value Retained

Marriott Bonvoy 67% Value Retained

IHG One Rewards 47% Value Retained

34

Wells Fargo Go Far Rewards

Value: 1.30¢ Total Points: 0

6

4

4

6

8

4

5.3

Wells Fargo Go Far Rewards

Value: 1.30¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 4

Earn/Redeem Efficiency 4

Policy Fairness 6

Ease Of Holding 8

Product/Transfer Quality 4

Sweet Spots

Transfer to JetBlue
Transfer to Choice Hotels

Points Policies

Points Expire: No

Sharing: Anyone

Top Transfers

AerClub 115% Value Retained

Choice Privileges 108% Value Retained

Virgin Atlantic Flying Club 108% Value Retained

Lifemiles 100% Value Retained

35

Turkish Airways Miles&Smiles

Value: 1.10¢ Total Points: 0

8

4

6

2

4

7

5.2

Turkish Airways Miles&Smiles

Value: 1.10¢ Total Points: 0

Broad Coverage 8

Everyday Usefulness 4

Earn/Redeem Efficiency 6

Policy Fairness 2

Ease Of Holding 4

Product/Transfer Quality 7

Sweet Spots

Domestic US and Canada in Economy
Domestic US and Canada in Business
Domestic US and Canada in First Class

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Capital One Miles 85% Value Retained

Citi ThankYou Rewards 69% Value Retained

Bilt Rewards 65% Value Retained

Marriott Bonvoy 52% Value Retained

36

Leaders Club

Value: 8.00¢ Total Points: 0

3

3

6

5

4

9

5

Leaders Club

Value: 8.00¢ Total Points: 0

Broad Coverage 3

Everyday Usefulness 3

Earn/Redeem Efficiency 6

Policy Fairness 5

Ease Of Holding 4

Product/Transfer Quality 9

Sweet Spots

Casa Polanco
The Setai Hotel Miami Beach
Fifth Avenue Hotel

Points Policies

Points Expire: Yes Fixed

Sharing: No

Top Transfers

Citi ThankYou Rewards 100% Value Retained

37

Singapore KrisFlyer

Value: 1.30¢ Total Points: 0

6

4

4

4

2

10

5

Singapore KrisFlyer

Value: 1.30¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 4

Earn/Redeem Efficiency 4

Policy Fairness 4

Ease Of Holding 2

Product/Transfer Quality 10

Sweet Spots

US to Southeast Asia in Business on Singapore Air
Domestic US in Economy on a Partner
US to Hawaii in Economy on a Partner

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Capital One Miles 100% Value Retained

Membership Rewards 81% Value Retained

Citi ThankYou Rewards 81% Value Retained

Ultimate Rewards 79% Value Retained

38

Bank of America

Value: 1.00¢ Total Points: 0

5

4

4

6

8

2

4.8

Bank of America

Value: 1.00¢ Total Points: 0

39

Lufthansa Miles & More

Value: 1.20¢ Total Points: 0

8

4

4

3

2

8

4.8

Lufthansa Miles & More

Value: 1.20¢ Total Points: 0

40

Accor Live Limitless

Value: 2.20¢ Total Points: 0

6

4

4

5

3

6

4.7

Accor Live Limitless

Value: 2.20¢ Total Points: 0

Broad Coverage 6

Everyday Usefulness 4

Earn/Redeem Efficiency 4

Policy Fairness 5

Ease Of Holding 3

Product/Transfer Quality 6

Points Policies

Points Expire: Yes Extendable

Sharing: No

Top Transfers

Flying Blue 169% Value Retained

Bilt Rewards 86% Value Retained

Capital One Miles 85% Value Retained

Citi ThankYou Rewards 69% Value Retained

41

Emirates Skywards

Value: 0.90¢ Total Points: 0

7

4

3

2

3

9

4.7

Emirates Skywards

Value: 0.90¢ Total Points: 0

Broad Coverage 7

Everyday Usefulness 4

Earn/Redeem Efficiency 3

Policy Fairness 2

Ease Of Holding 3

Product/Transfer Quality 9

Sweet Spots

US to Middle East in First Class
US to Europe (Fifth freedom flights)
US to Europe (Fifth freedom flights)

Points Policies

Points Expire: Yes Extendable

Sharing: Household

Top Transfers

Accor Live Limitless 61% Value Retained

Bilt Rewards 53% Value Retained

Capital One Miles 52% Value Retained

Marriott Bonvoy 52% Value Retained

42

Qantas Frequent Flyer

Value: 1.20¢ Total Points: 0

5

2

2

6

5

8

4.7

Qantas Frequent Flyer

Value: 1.20¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 2

Earn/Redeem Efficiency 2

Policy Fairness 6

Ease Of Holding 5

Product/Transfer Quality 8

Sweet Spots

US to New Zealand in Business on a Partner
US to Australia/New Zealand in Economy
US to New Zealand in Economy on a Partner

Points Policies

Points Expire: Yes Extendable

Sharing: Anyone

Top Transfers

Capital One Miles 92% Value Retained

Membership Rewards 75% Value Retained

Citi ThankYou Rewards 75% Value Retained

Accor Live Limitless 68% Value Retained

43

Best Western Hotels

Value: 0.50¢ Total Points: 0

5

3

3

4

7

4

4.3

Best Western Hotels

Value: 0.50¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 3

Earn/Redeem Efficiency 3

Policy Fairness 4

Ease Of Holding 7

Product/Transfer Quality 4

Sweet Spots

Best Western Plus - London

Points Policies

Points Expire: No

Sharing: Household

Top Transfers

Asiana Club 64% Value Retained

Atmos Rewards 64% Value Retained

Rapid Rewards 62% Value Retained

Aeroplan 56% Value Retained

44

TAP Air Portugal (Miles&Go)

Value: 1.00¢ Total Points: 0

5

3

4

5

3

6

4.3

TAP Air Portugal (Miles&Go)

Value: 1.00¢ Total Points: 0

Broad Coverage 5

Everyday Usefulness 3

Earn/Redeem Efficiency 4

Policy Fairness 5

Ease Of Holding 3

Product/Transfer Quality 6

Sweet Spots

US to Europe in Economy
Within Asia in Business
US to Europe in Business

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Capital One Miles 77% Value Retained

Bilt Rewards 59% Value Retained

Marriott Bonvoy 48% Value Retained

IHG One Rewards 33% Value Retained

45

LATAM Pass

Value: 1.30¢ Total Points: 0

4

2

4

4

5

6

4.2

LATAM Pass

Value: 1.30¢ Total Points: 0

Broad Coverage 4

Everyday Usefulness 2

Earn/Redeem Efficiency 4

Policy Fairness 4

Ease Of Holding 5

Product/Transfer Quality 6

Sweet Spots

US to South America in Economy

Points Policies

Points Expire: Yes Extendable

Sharing: Costly

Top Transfers

Marriott Bonvoy 62% Value Retained

Choice Privileges 37% Value Retained

World of Hyatt 31% Value Retained

Accor Live Limitless 30% Value Retained

46

EVA Air (Infinity MileageLands)

Value: 1.00¢ Total Points: 0

4

3

3

3

2

9

4

EVA Air (Infinity MileageLands)

Value: 1.00¢ Total Points: 0

Broad Coverage 4

Everyday Usefulness 3

Earn/Redeem Efficiency 3

Policy Fairness 3

Ease Of Holding 2

Product/Transfer Quality 9

Sweet Spots

US to Southeast Asia in Economy
US to Southeast Asia in Business

Points Policies

Points Expire: Yes Fixed

Sharing: Anyone

Top Transfers

Citi ThankYou Rewards 63% Value Retained

Capital One Miles 58% Value Retained

Hilton Honors 20% Value Retained

47

Aeromexico Club Premier

Value: 0.80¢ Total Points: 0

4

1

2

4

4

7

3.7

Aeromexico Club Premier

Value: 0.80¢ Total Points: 0

Broad Coverage 4

Everyday Usefulness 1

Earn/Redeem Efficiency 2

Policy Fairness 4

Ease Of Holding 4

Product/Transfer Quality 7

Sweet Spots

US to Mexico in Economy
US to Mexico in Business

Points Policies

Points Expire: No

Sharing: Household

Top Transfers

Membership Rewards 80% Value Retained

Capital One Miles 62% Value Retained

Best Western Rewards 51% Value Retained

Hilton Honors 42% Value Retained

48

Air New Zealand Airpoints

Value: 6.00¢ Total Points: 0

3

1

1

3

10

4

3.7

Air New Zealand Airpoints

Value: 6.00¢ Total Points: 0

49

Loganair CLAN

Value: 1.30¢ Total Points: 0

3

2

4

4

4

4

3.5

Loganair CLAN

Value: 1.30¢ Total Points: 0

50

Spirit Airlines (Free Spirit)

Value: 1.10¢ Total Points: 0

3

3

4

3

3

4

3.3

Spirit Airlines (Free Spirit)

Value: 1.10¢ Total Points: 0

51

Vueling Club

Value: 0.50¢ Total Points: 0

4

2

3

3

3

4

3.2

Vueling Club

Value: 0.50¢ Total Points: 0

52

Frontier Miles

Value: 1.20¢ Total Points: 0

3

2

4

3

3

3

3

Frontier Miles

Value: 1.20¢ Total Points: 0

Broad Coverage 3

Everyday Usefulness 2

Earn/Redeem Efficiency 4

Policy Fairness 3

Ease Of Holding 3

Product/Transfer Quality 3

Sweet Spots

Domestic US in Economy
US to Central America in Economy
US to the Caribbean in Economy

Points Policies

Points Expire: Yes Fixed

Sharing: Anyone

Top Transfers

Marriott Bonvoy 57% Value Retained

Wyndham Rewards 24% Value Retained

No point systems match the selected filter.