The Points Tool You've Always Wanted

Costco is now available on DoorDash, and also has promo codes offering 20% off a Costco DoorDash order through November 1, 2026. You must enter the code COSTCO26, and the maximum discount is $50. If you are a Chase cardholder with DoorDash credits, this gives a good opportunity to stack those credits on top of this discount. Several Chase cards include monthly or quarterly credits for non-restaurant DoorDash orders, while the Chase Sapphire Reserve offers two $10 non-restaurant credits. Starting October 1, Sapphire Reserve cardholders will also receive a $15 monthly DoorDash credit that can also be on any eligible DoorDash order. If you've struggled to use those credits, the current discount would be a good use of these and make them easier to redeem.

September 28, 2026 update: The Rakuten bonus on the Bank of America Travel Rewards card is back up to its all-time high of $400/40,000 Bilt points. The Customized Cash Rewards and Unlimited Cash Rewards cards are both offering $200/20,000 Bilt points, below their all-time highs of $225/22,500 points.

These Rakuten bonuses change frequently and sometimes last only a day or two. We've seen the Travel Rewards bonus reach as high as $400/40,000 Bilt points and the Customized Cash Rewards and Unlimited Cash Rewards bonuses reach $225/22,500 points. If you're considering one of these cards, it's worth checking the current Rakuten offer before applying.

August 25, 2026: Rakuten is offering elevated bonuses when applying for three Bank of America cards, which you can then stack with each card's welcome offer. Earn $250 from Rakuten on the Bank of America Travel Rewards card, $150 on the Customized Cash Rewards card, or $75 on the Unlimited Cash Rewards card. The Travel Rewards card also offers 25,000 points after spending $1,000 in the first 90 days, while the Customized Cash and Unlimited Cash cards offer $200 and $250, respectively, after meeting their spending requirements. That makes these solid overall offers for cards with no annual fee. If you have your Rakuten earning preference set to Bilt, you can earn Bilt points instead of cash back, although the conversion rate depends on your Bilt status. These offers are not available if your Rakuten account is set to earn Amex Membership Rewards.

Rakuten is offering an extra $150 when you apply for the Citi Strata Premier Card through Rakuten and are approved. If you have your Rakuten account set to earn Bilt points and have Bilt Silver status or higher, you'll earn at a 1:1 rate, turning that $150 into 15,000 Bilt points. If your Rakuten account is set to earn Amex Membership Rewards points, then you won't see this offer, and members who have their accounts set to cash back can earn the $150 instead. The Citi Strata Premier currently offers its standard 60,000 ThankYou Point signup bonus after spending $4,000 in the first three months, so this can effectively add 15,000 Bilt points to that offer. Citi's last elevated Strata Premier offer was 75,000 points, but that ended in early 2025, while the all-time high of 80,000 points dates back to 2023. With Citi recently adding a lifetime signup bonus restriction to the Strata Premier, we'd normally prefer to wait for an elevated offer before using your one opportunity to earn the bonus. But if you value Bilt points and don't want to wait for an elevated Citi offer that may or may not arrive soon, 60,000 ThankYou points plus 15,000 Bilt points makes the current offer much more competitive.

Bilt Rewards is offering two transfer bonuses on October 1, 2026. First, members can get up to a 200% bonus when transferring to Hilton Honors. The standard transfer ratio is 1:1, so for every 1,000 Bilt points transferred, Blue members will receive 1,750 Hilton points, Silver 2,000, Gold 2,500, Platinum 2,750, and Platinum members who opt into the buy-up 3,000 Hilton points. The bonus is capped at 100,000 Bilt points transferred.

Bilt is also offering up to a 125% transfer bonus to its newest transfer partner, Amtrak Guest Rewards. The standard transfer ratio is 2:1, so for every 1,000 Bilt points transferred, Blue members will receive 625 Amtrak points, Silver 750, Gold 875, Platinum 1,000, and Platinum members who opt into the buy-up 1,125 Amtrak points. This bonus is also capped at 100,000 Bilt points transferred and is available only on October 1, 2026.