Special Offer Credit Card Rankings

Truly objective card rankings built on math, not paid placements. Customize by what matters to you and save your personalized rankings with a free, forever account.

Personalized

Limited Offer

Business

Chase Ink Business Preferred

Chase Ultimate Rewards

Bonus Points

100,000

Minimum Spend

$8,000 / 3mo

Point Value

1.65 ¢

Annual Value

$48

Annual Fee

$95

Differentiating Perks

3X on Travel* 3X on Advertising & Marketing* 3X on Shipping Purchases* 3X on Internet, Cable & Phone Services*

Rules

No CR Chase Ink Lifetime Rule 5/24 Chase 2/30 Chase 4/6

1st Year Value

$1,575

View Details Secure Application

Limited Offer

Business Airline

United Business

United MileagePlus

Bonus Points

100,000

Minimum Spend

$5,000 / 3mo

Point Value

1.3 ¢

Annual Value

$185

Annual Fee

$150

Differentiating Perks

Yearly United Club Passes (2) Free Checked Bag + 1 Guest 7X on United Flight Purchases 2X on Gas Stations 2X on Office Supply Stores 2X on Local Transit

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6

1st Year Value

$1,300

View Details Secure Application

Limited Offer

Personal Hotel

Marriott Bonvoy Brilliant

Marriott Bonvoy

Bonus Points

200,000

Minimum Spend

$6,000 / 3mo

Point Value

0.7 ¢

Annual Value

$600

Annual Fee

$650

Differentiating Perks

Anniversary Free Night Marriott Bonvoy Platinum Elite Status Priority Pass Select Lounge Access Monthly $25 Dining Statement Credit 21X on Marriot Bonvoy Stays 3X on Restaurants 3X on Flights 2X on All Purchases

Rules

Amex 2/90 Amex 4 Credit Bonvoy 1/24 No 5/24 Amex 1/7 Amex Popup Jail

1st Year Value

$1,272

View Details Secure Application

Limited Offer

Personal Airline

American Airlines Citi AAdvantage Platinum

American Airlines Miles

Bonus Points

80,000

Minimum Spend

$1,000 / 4mo

Point Value

1.4 ¢

Annual Value

$90

Annual Fee

Differentiating Perks

Free Checked Bags + 4 Guests

Rules

48 From Bonus No 5/24 Citi 2/65 Citi 1/8 Citi 6/6 Citi 5 Day Rule

1st Year Value

$1,204

View Details Secure Application

Limited Offer

Business Hotel

World of Hyatt Business

World of Hyatt

Bonus Points

80,000

Minimum Spend

$10,000 / 3mo

Point Value

1.7 ¢

Annual Value

$50

Annual Fee

$199

Differentiating Perks

World of Hyatt Elite Discoverist Status 9X on Hyatt Hotels 2X on Fitness & Memberships

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6

1st Year Value

$1,181

View Details Secure Application

Limited Offer

Personal Airline

United Explorer

United MileagePlus

Bonus Points

70,000

Minimum Spend

$3,000 / 3mo

Point Value

1.3 ¢

Annual Value

$255

Annual Fee

Differentiating Perks

Yearly United Club Passes (2) Free Checked Bags + 1 Guest 7X on United Flight Purchases 2X on Hotels 2X on Restaurants

Rules

24 from Bonus 5/24 Chase 2/30 Chase 4/6

1st Year Value

$1,144

View Details Secure Application

Limited Offer

Personal Airline

Chase Aeroplan

Air Canada Aeroplan

Bonus Points

85,000

Minimum Spend

$4,000 / 3mo

Point Value

1.4 ¢

Annual Value

$68

Annual Fee

$95

Differentiating Perks

Aeroplan Elite 25K Status Free Checked Bag + 8 Guests 3X on Grocery Stores 3X on Restaurants 3X on Air Canada Purchases

Rules

24 from Bonus 5/24 Chase 2/30 Chase 4/6

1st Year Value

$1,139

View Details Secure Application

Limited Offer

Business Airline

Atmos Rewards Visa Business

Atmos Rewards

Bonus Points

70,000

Minimum Spend

$4,000 / 3mo

Point Value

1.6 ¢

Annual Value

$20

Annual Fee

$70

Differentiating Perks

Anniversary $99 Companion Fare after $6,000 Spend Free Checked Bag + 6 Guests 3X on Hawaiian & Alaska Airlines Purchases

Rules

No CR B of A 1/24 No 5/24

Bonus Extra

$99 Companion Fare

1st Year Value

$1,054

View Details Secure Application

Limited Offer

Business Hotel

IHG One Rewards Premier Business

IHG One Rewards

Bonus Points

140,000

Minimum Spend

$4,000 / 3mo

Point Value

0.6 ¢

Annual Value

$360

Annual Fee

$99

Differentiating Perks

Anniversary Free Night 3X on All Purchases 5X on Restaurants 5X on Gas Stations 5X on Advertising & Marketing 5X on Office Supply Stores 10X on IHG Hotels & Resorts IHG One Rewards Platinum Elite Status

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6

1st Year Value

$1,045

View Details Secure Application

Limited Offer

Business Airline

American Airlines Citi AAdvantage Business

American Airlines Miles

Bonus Points

75,000

Minimum Spend

$5,000 / 3mo

Point Value

1.4 ¢

Annual Value

Annual Fee

Differentiating Perks

Free Checked Bag + 4 Guests 2X on Gas Stations 2X on Car Rentals 2X on American Airlines Purchases

Rules

No CR Citi 1/95 No 2nd Biz 48 From Bonus No 5/24 Citi 2/65 Citi 1/8 Citi 6/6 Citi 5 Day Rule

1st Year Value

$1,020

View Details Secure Application

Limited Offer

Personal Airline

Atmos Rewards Ascent Visa Signature

Atmos Rewards

Bonus Points

70,000

Minimum Spend

$3,000 / 3mo

Point Value

1.6 ¢

Annual Value

Annual Fee

$95

Differentiating Perks

Anniversary $99 Companion Fare after $6,000 Spend 2X on Gas Stations & EV Charging 2X on Local Transit 2X on Cable & Streaming Services* 3X on Hawaiian & Alaska Airlines Purchases

Rules

B of A 1/24 B of A 2/3/4 No 5/24

Bonus Extra

$99 Companion Fare

1st Year Value

$1,018

View Details Secure Application

Limited Offer

Personal Hotel

Capital One Venture Rewards

Capital One Miles

Bonus Points

75,000

Minimum Spend

$4,000 / 3mo

Point Value

1.3 ¢

Annual Value

Annual Fee

$95

Differentiating Perks

Unlimited 2X Miles on All Purchases

Rules

Cap One Venture Family No 5/24 Cap One 1/6

Bonus Extra

$250 Travel Portal Credit

1st Year Value

$977

View Details Secure Application

Limited Offer

Business Airline

United Club Business

United MileagePlus

Bonus Points

100,000

Minimum Spend

$5,000 / 3mo

Point Value

1.3 ¢

Annual Value

$386

Annual Fee

$695

Differentiating Perks

United Club Membership Free Checked Bags (2) + 1 Guest 7X on United Flight Purchases

Rules

No CR 24 from Bonus 5/24 Chase 2/30 Chase 4/6

1st Year Value

$956

View Details Secure Application

Limited Offer

Personal Hotel

Hilton Honors Aspire

Hilton Honors

Bonus Points

175,000

Minimum Spend

$6,000 / 6mo

Point Value

0.5 ¢

Annual Value

$692

Annual Fee

$550

Differentiating Perks

Annual Unlimited Free Night Semi-Annual $200 Hilton Resorts Credits Quarterly $50 Flight Credits Hilton Honors Diamond Status 14X on Hilton Hotels & Resorts 7X on U.S. Restaurants 3X on All Purchases

Rules

Amex 2/90 Amex 4 Credit No 5/24 Amex 1/7 Amex Popup Jail

1st Year Value

$927

View Details Secure Application

Limited Offer

Personal Hotel

Marriott Bonvoy Bevy

Marriott Bonvoy

Bonus Points

175,000

Minimum Spend

$5,000 / 3mo

Point Value

0.7 ¢

Annual Value

Annual Fee

$250

Differentiating Perks

Marriott Bonvoy Gold Elite Status 6X on Marriott Hotels 2X on All Purchases

Rules

Amex 2/90 Amex 4 Credit Bonvoy 1/24 No 5/24 Amex 1/7 Amex Popup Jail

1st Year Value

$910

View Details Secure Application

Limited Offer

Personal Airline

JetBlue Plus

JetBlue TrueBlue

Bonus Points

75,000

Minimum Spend

$1,000 / 3mo

Point Value

1.3 ¢

Annual Value

Annual Fee

$99

Differentiating Perks

Anniversary 5,000 Bonus Points Free Checked Bag + 3 Guests 6X on JetBlue Purchases 2X on Restaurants 2X on Grocery Stores

Rules

Barclay 6/24 No 5/24 Barclay 0/6

1st Year Value

$874

View Details Secure Application

Limited Offer

Personal Airline

Air France KLM

Flying Blue (Air France-KLM)

Bonus Points

70,000

Minimum Spend

$3,000 / 3mo

Point Value

1.3 ¢

Annual Value

Annual Fee

$89

Differentiating Perks

3X on Restaurants Anniversary 5,000 Bonus Miles* Anniversary 20 Experience Points 3X on Air France, KLM & SkyTeam Purchases

Rules

B of A 2/3/4 No 5/24

Bonus Extra

Silver Status with A Free Checked Bag

1st Year Value

$800

View Details Secure Application

Limited Offer

Business Cash Back

US Bank Triple Cash Rewards Business

U.S. Bank FlexPerks

Bonus Points

75,000

Minimum Spend

$6,000 / 3mo

Point Value

1.0 ¢

Annual Value

$50

Annual Fee

Differentiating Perks

Annual $100 Recurring Software Credit 3% Cash Back on Gas & EV Charging 3% Cash Back on Restaurants 3% Cash Back on Office Supply Stores 3% Cash Back on Cell Phone Service 0% Intro APR for 12 Months

Rules

No CR No 5/24 Citi 6/6

1st Year Value

$740

View Details Secure Application

Limited Offer

Business Hotel

Hilton Honors Business

Hilton Honors

Bonus Points

175,000

Minimum Spend

$8,000 / 6mo

Point Value

0.5 ¢

Annual Value

$120

Annual Fee

$195

Differentiating Perks

Hilton Honors Gold Status Quarterly $60 Hilton Credits National Car Rental Emerald Club Executive Status 12X on Hilton Hotels & Resorts 5X on All Purchases*

Rules

Amex 2/90 No CR No 2nd Biz Amex 4 Credit No 5/24 Amex 1/7 Amex Popup Jail

Bonus Extra

1 Free Night Reward

1st Year Value

$680

View Details Secure Application

Limited Offer

Personal Airline

JetBlue Premier

JetBlue TrueBlue

Bonus Points

80,000

Minimum Spend

$5,000 / 3mo

Point Value

1.3 ¢

Annual Value

$150

Annual Fee

$499

Differentiating Perks

Annual $50 TrueBlue Travel Credits (6) Priority Pass & BlueHouse Lounge Access Priority Group A Boarding Anniversary 5,000 Bonus Points Free Checked Bag + 3 Guests 6X on JetBlue Purchases 2X on Restaurants