Ranked by First Year Value Credit Card Rankings

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Limited Offer
Limited Offer
Bonus Points
100,000 hourglass-blue
Minimum Spend
$6,000 / 3mo hourglass-blue
Point Value
1.6 ¢
Annual Value
Annual Fee
$395

Differentiating Perks

airlines Anniversary 25,000-Point Certificate airlines Quarterly Alaska Lounge Passes (2) airlines Free Checked Bag + 6 Guests travel 3x on International Spend airlines Yearly 100,000-Point Certificate after $60,000 Spend
bonus-extra

Bonus Extra

25,000-Point Certificate
Limited Offer
Limited Offer
Bonus Points
125,000 hourglass-blue
Minimum Spend
$15,000 / 6mo hourglass-blue
Point Value
1.2 ¢
Annual Value
Annual Fee
$650

Differentiating Perks

airlines Delta Sky Club Visits (15) airlines Anniversary Companion Certificate airlines Annual Delta Sky Club Guest Passes (4) airlines Centurion Lounge Access hotels-resorts Annual $250 Delta Hotel Portal Credit airlines Delta Upgrade Priority airlines 15% Discount on Every Delta Flight airlines Free Checked Bag + 8 Guests travel 3X on Delta Purchases
Limited Offer
Limited Offer
Bonus Points
100,000 hourglass-blue
Minimum Spend
$5,000 / 3mo hourglass-blue circle-info
Point Value
1.3 ¢
Annual Value
Annual Fee
$150

Differentiating Perks

airlines Yearly United Club Passes (2) airlines Free Checked Bag + 1 Guest airlines 7X on United Flight Purchases gas-stations 2X on Gas Stations office-supplies 2X on Office Supply Stores rideshare-transit 2X on Local Transit
Limited Offer
Limited Offer
Bonus Points
85,000 hourglass-blue
Minimum Spend
$4,500 / 3mo hourglass-blue
Point Value
1.6 ¢
Annual Value
Annual Fee
$95

Differentiating Perks

airlines Anniversary $99 Companion Fare after $6,000 Spend gas-stations 2X on Gas Stations & EV Charging rideshare-transit 2X on Local Transit streaming-media 2X on Cable & Streaming Services* airlines 3X on Hawaiian & Alaska Airlines Purchases
bonus-extra

Bonus Extra

$99 Companion Fare
Limited Offer
Limited Offer
Bonus Points
80,000 hourglass-blue
Minimum Spend
$3,500 / 4mo hourglass-blue
Point Value
1.4 ¢
Annual Value
Annual Fee
$0 circle-info

Differentiating Perks

airlines Free Checked Bags + 4 Guests
Limited Offer
Limited Offer
Bonus Points
100,000 hourglass-blue
Minimum Spend
$6,000 / 6mo hourglass-blue
Point Value
1.2 ¢
Annual Value
Annual Fee
$650

Differentiating Perks

airlines Delta Sky Club Visits (15) airlines Anniversary Companion Certificate airlines Annual Delta Sky Club Guest Passes (4) airlines Centurion Lounge Access hotels-resorts Annual $200 Delta Hotel Portal Credit airlines Delta Upgrade Priority airlines 15% Discount on Every Delta Flight airlines Free Checked Bag + 8 Guests airlines 3X on Delta Purchases
Limited Offer
Limited Offer
Bonus Points
90,000 hourglass-blue
Minimum Spend
$5,000 / 3mo hourglass-blue
Point Value
1.4 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

airlines Annual Admiral's Club Passes (4) airlines Annual $100 AA Inflight Purchase Credit online-shopping Annual $100 Splurge Credit airlines Anniversary $99 Companion Certificate airlines Free Checked Bag + 8 Guests restaurants 2X on Restaurants rideshare-transit 2X on Ride Share & Transit airlines 3X on American Airlines Purchases
Limited Offer
Limited Offer
Bonus Points
70,000 hourglass-blue
Minimum Spend
$3,000 / 3mo hourglass-blue
Point Value
1.3 ¢
Annual Value
Annual Fee
$0 circle-info

Differentiating Perks

airlines Yearly United Club Passes (2) airlines Free Checked Bags + 1 Guest airlines 7X on United Flight Purchases hotels-resorts 2X on Hotels restaurants 2X on Restaurants
Limited Offer
Limited Offer
Bonus Points
75,000 hourglass-blue
Minimum Spend
$4,000 / 3mo hourglass-blue circle-info
Point Value
1.6 ¢
Annual Value
Annual Fee
$70 circle-info

Differentiating Perks

airlines Anniversary $99 Companion Fare after $6,000 Spend airlines Free Checked Bag + 6 Guests airlines 3X on Hawaiian & Alaska Airlines Purchases
bonus-extra

Bonus Extra

$99 Companion Fare
Limited Offer
Limited Offer
Bonus Points
90,000 hourglass-blue
Minimum Spend
$6,000 / 6mo hourglass-blue
Point Value
1.2 ¢
Annual Value
Annual Fee
$0 circle-info

Differentiating Perks

hotels-resorts Annual $150 Delta Hotel Portal Credit airlines Delta Priority Boarding airlines 15% Discount on Every Delta Flight airlines Free Checked Bag + 8 Guests airlines 2X on Delta Purchases shipping 2X on U.S. Shipping Services advertising-marketing 2X on U.S. Advertising & Marketing
Limited Offer
Limited Offer
Bonus Points
80,000 hourglass-blue
Minimum Spend
$4,000 / 3mo hourglass-blue circle-info
Point Value
1.3 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

travel Yearly $200 United TravelBank airlines Free Checked Bags (2) + 1 Guest travel 2X on Travel restaurants 2X on Restaurants airlines 8X on United Flights
Limited Offer
Limited Offer
Bonus Points
100,000 hourglass-blue
Minimum Spend
$8,000 / 6mo hourglass-blue
Point Value
1.2 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

airlines Annual Delta Companion Certificate hotels-resorts Annual $200 Delta Hotel Portal Credit airlines Delta Upgrade Priority airlines Free Checked Bag + 8 Guests airlines 15% Discount on Every Delta Flight airlines 3X on Delta Purchases hotels-resorts 3X on Hotels
Limited Offer
Limited Offer
Bonus Points
90,000 hourglass-blue
Minimum Spend
$5,000 / 3mo hourglass-blue
Point Value
1.1 ¢
Annual Value
Annual Fee
$95

Differentiating Perks

airlines 3X on British Airways Flgihts airlines 3X on Iberia Flights airlines 3X on Aer Lingus Flights
Limited Offer
Limited Offer
Bonus Points
100,000 hourglass-blue
Minimum Spend
$10,000 / 3mo hourglass-blue
Point Value
1.4 ¢
Annual Value
Annual Fee
$595

Differentiating Perks

airlines Admirals Club Membership airlines Free Checked Bag + 8 Guests airlines 4X on American Airlines Purchases
Limited Offer
Limited Offer
Bonus Points
100,000 hourglass-blue
Minimum Spend
$5,000 / 3mo hourglass-blue circle-info
Point Value
1.3 ¢
Annual Value
Annual Fee
$695

Differentiating Perks

airlines United Club Membership airlines Free Checked Bags (2) + 1 Guest airlines 7X on United Flight Purchases
Bonus Points
60,000
Minimum Spend
$2,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

airlines Anniversary $100 Companion Discount airlines 3X on Hawaiian & Alaska Airlines Purchases gas-stations 2X on Gas Stations groceries 2X on Grocery Stores restaurants 2X on Restaurants
bonus-extra

Bonus Extra

50% Off Companion Discount
Bonus Points
65,000
Minimum Spend
$4,000 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$0 circle-info

Differentiating Perks

airlines Free Checked Bag + 4 Guests gas-stations 2X on Gas Stations car-rental 2X on Car Rentals airlines 2X on American Airlines Purchases
Bonus Points
90,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$695

Differentiating Perks

airlines United Club Membership airlines Free Checked Bags (2) + 1 Guest airlines 9X on United Flight Purchases
Limited Offer
Limited Offer
Bonus Points
70,000 hourglass-blue
Minimum Spend
$3,000 / 3mo hourglass-blue
Point Value
1.2 ¢
Annual Value
Annual Fee
$0 circle-info

Differentiating Perks

hotels-resorts Annual $100 Delta Hotel Portal Credit airlines 15% Discount on Every Delta Flight airlines Free Checked Bag + 8 Guests airlines 2X on Delta Purchases restaurants 2X on U.S. Restaurants groceries 2X on U.S. Grocery Stores
Limited Offer
Limited Offer
Bonus Points
80,000 hourglass-blue
Minimum Spend
$4,000 / 6mo hourglass-blue
Point Value
1.2 ¢
Annual Value
Annual Fee
$350

Differentiating Perks

airlines Anniversary Companion Certificate airlines 15% Discount on Every Delta Flight hotels-resorts 3X on Hotels airlines 3X on Delta Purchases restaurants 2X on U.S. Restaurants groceries 2X on U.S. Grocery Stores
Bonus Points
80,000
Minimum Spend
$5,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$299 circle-info

Differentiating Perks

airlines Free Preferred Seat Upgrade at Booking airlines Anniversary 9,000 Bonus Points airlines 4X on Southwest Airlines Purchases
Limited Offer
Limited Offer
Bonus Points
70,000 hourglass-blue
Minimum Spend
$3,000 / 3mo hourglass-blue
Point Value
1.3 ¢
Annual Value
Annual Fee
$89

Differentiating Perks

restaurants 3X on Restaurants airlines Anniversary 5,000 Bonus Miles* airlines Anniversary 20 Experience Points airlines 3X on Air France, KLM & SkyTeam Purchases
bonus-extra

Bonus Extra

Silver Status with A Free Checked Bag
Bonus Points
60,000
Minimum Spend
$3,000 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$95

Differentiating Perks

airlines Aeroplan Elite 25K Status airlines Free Checked Bag + 8 Guests groceries 3X on Grocery Stores restaurants 3X on Restaurants airlines 3X on Air Canada Purchases
Bonus Points
60,000
Minimum Spend
$3,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$149 circle-info

Differentiating Perks

airlines Anniversary 6,000 Bonus Points airlines 3X on Southwest Airlines Purchases airlines Free Preferred Seat Upgrade (48 Hours Out)
Bonus Points
50,000
Minimum Spend
$4,000 / 3mo
Point Value
1.6 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

airlines 3X on Hawaiian & Alaska Airlines Purchases restaurants 2x on Restaurants gas-stations 2X on Gas Stations office-supplies 2X on Office Supply Stores
bonus-extra

Bonus Extra

50% Off Companion Discount
Bonus Points
60,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

digital-wallet Anniversary 5,000 Bonus Points airlines Free Checked Bag + 3 Guests airlines 6X on JetBlue Purchases restaurants 2X on Restaurants groceries 2X on Grocery Stores
Bonus Points
60,000
Minimum Spend
$2,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

airlines Priority Group A Boarding airlines Anniversary 5,000 Bonus Points airlines Free Checked Bag + 3 Guests airlines 6X on JetBlue Purchases restaurants 2X on Restaurants office-supplies 2X on Office Supply Stores
Limited Offer
Limited Offer
Bonus Points
80,000 hourglass-blue
Minimum Spend
$5,000 / 3mo hourglass-blue
Point Value
1.3 ¢
Annual Value
Annual Fee
$499

Differentiating Perks

airlines Annual $50 TrueBlue Travel Credits (6) airlines Priority Pass & BlueHouse Lounge Access airlines Priority Group A Boarding airlines Anniversary 5,000 Bonus Points airlines Free Checked Bag + 3 Guests airlines 6X on JetBlue Purchases restaurants 2X on Restaurants
Bonus Points
50,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$149

Differentiating Perks

airlines Free Standard Seat Upgrade (48 Hours Out) airlines Anniversary 6,000 Bonus Points airlines Free Checked Bag + 8 Guests airlines 4X on Southwest Airlines Purchases
Bonus Points
50,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$99

Differentiating Perks

airlines Anniversary 3,000 Bonus Points airlines Annual 10% Southwest Discount Code airlines Free Checked Bag + 8 Guests airlines 2X on Southwest Airlines Purchases
Bonus Points
50,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$229 circle-info

Differentiating Perks

airlines Free Standard Seat Upgrade (48 Hours Out) airlines Anniversary 7,500 Bonus Points airlines Free Checked Bag + 8 Guests airlines 4X on Southwest Airlines Purchases
Bonus Points
15,000
Minimum Spend
$500 / 3mo
Point Value
1.4 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

airlines 2X on American Airlines Purchases groceries 2X on Grocery Stores
Bonus Points
10,000
Minimum Spend
$1,000 / 3mo
Point Value
1.3 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

airlines 3X on JetBlue Purchases restaurants 2X on Restaurants groceries 2X on Grocery Stores
Bonus Points
10,000
Minimum Spend
$1,000 / 3mo
Point Value
1.2 ¢
Annual Value
Annual Fee
$0

Differentiating Perks

airlines 2X on Delta Purchases restaurants 2X on Restaurants