#7 Among Transferable Points
Point Value
1.30 ¢
Hobby Score
3.7
Wells Fargo Rewards should only be considered when you've exhausted Chase, Amex, or Capital One
Wells Fargo has several credit cards, but only two — the Autograph and Autograph Journey — let you earn points that can be transferred to airline and hotel partners. This unlocks the real value of Wells Fargo Rewards.
The most valuable way to redeem Wells Fargo Rewards is to transfer points to a partner and book a sweet spot redemption. While Wells Fargo offers several easier alternatives, none match the value you can get through partners. Most other redemptions top out at 1 cent per point, while partner bookings can often double or triple that value.
Wells Fargo also has a travel portal for booking airfare, hotels, rental cars, cruises, and more. Redemptions here are generally worth 1 cent per point, and prices are often better when booking directly with the airline or hotel. You also won’t earn loyalty points or elite credit on portal bookings. For these reasons, we don’t recommend using your points this way.
Look at the chart below to find the best sweet spots for this airline. Use the filters to find the optimal Sweet Spot for your trip and points.
Max. Point Value 1.30 ¢
Do Points Expire? No
Transfer To Spouse/Partner Yes - $$
Transfer To Friends Yes - $$
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Outside Point System Wells Fargo Go Far Rewards
1:1 100% value retained
1:1 85% value retained
1:1 100% value retained
1:1 100% value retained
1:1 108% value retained
1:1 92% value retained
1:1 0% value retained
Wells Fargo Rewards should only be considered when you've exhausted Chase, Amex, or Capital One
Wells Fargo cards earn Go Far Rewards. And that’s their aim: to stretch those points as far as they’ll go. Earning comes from shopping, booking travel and keeping an eye out for special offers. Depending on the card you end up with, you can earn up to 5x points on gas, grocery and drugstores, which isn’t too shabby and brings in much more than the average return on most cards.
When it comes time to redeem, you can spend rewards on travel, gift cards and online auctions and products. Utilize the Wells Fargo portal to book flights at up to 1.5 cents per point. And look for local deals through the portal, where you can earn big while you’re taking care of normal business.
Perhaps the most attractive thing about Go Far Rewards is the fact that you can pool points. You’ll need a Pool Owner -- obviously someone you trust -- who will have access to all the points and can do what they choose with the cumulative tally. You’ll also need the Pool ID number to start pooling. With just that information, you can go on the Go Far Rewards website and gift or collect anyone’s points. (As a side point, when gifting your rewards, they'll be valued at the “receiver's” level, not the “gifter's.” So if you hold a higher value card and receive points from someone holding the Propel card, for example, the gifted points will be automatically received at your higher value.) You can also gift your rewards as cash to others if they hold a Wells Fargo account. The Pooling and Gifting is really what sets Wells Fargo apart from the rest. It's not a great option if you have no interest in combining rewards -- but an awesome perk if that’s what you’ve been looking for in a rewards system.
The most valuable way to redeem Wells Fargo Rewards is to transfer points to a partner and book a sweet spot redemption. While Wells Fargo offers several easier alternatives, none match the value you can get through partners. Most other redemptions top out at 1 cent per point, while partner bookings can often double or triple that value.
Wells Fargo also has a travel portal for booking airfare, hotels, rental cars, cruises, and more. Redemptions here are generally worth 1 cent per point, and prices are often better when booking directly with the airline or hotel. You also won’t earn loyalty points or elite credit on portal bookings. For these reasons, we don’t recommend using your points this way.
Before canceling one of the two Autograph cards that allows transfers to partners, you need to use your points. If you don’t, you will forfeit them. Since the Autograph card has no annual fee, it can be smart to keep it (or downgrade to it from the Autograph Journey) so you have a safe place to store your points. We don’t recommend transferring to a partner unless you have a specific redemption in mind. It might buy you more time, but most airline and hotel loyalty programs also have expiration policies.
Best Cards For Rental Cars
Best Points System For Pooling/Sharing