Breaking Points: Credit Card News

September 11, 2026 update: Wyndham has brought back its targeted points sale, offering up to a 90% bonus through October 21, 2026. The full 90% bonus drops the cost to 0.68¢ per point, while some members are seeing an 80% bonus that lowers the cost to 0.72¢ each. Wyndham Earner cardholders and Wyndham Rewards Insider members are eligible for the 90% version. You'll need to buy at least 16,000 points to receive the maximum bonus. Keep in mind that Wyndham is changing its award pricing on September 15, expanding its current 7,500-30,000-point award tiers to 5,000-45,000 points per night.

Wyndham is offering targeted bonuses of up to 90% on purchased points through August 14, 2026. Some members are only seeing an 80% bonus, but even that drops the purchase price to 0.72¢ per point, while the full 90% bonus lowers the cost to just 0.68¢ each. Since we value Wyndham points at around 1¢ apiece, either offer can represent good value. As always, we generally recommend buying points only if you have a specific redemption in mind. The standard annual purchase limit of 100,000 points still applies, and you must buy at least 3,000 points to receive the bonus.

Participating bank and hotel rewards programs are offering a 10% transfer bonus to Cathay Pacific Asia Miles. The standard transfer ratio varies by participating program, so with the bonus, you’ll receive 10% more Asia Miles than the standard transfer amount. The bonus is capped at 10,000 Asia Miles per member across all participating partners combined. Registration is required. Offer expires August 28, 2026. Bonuses may not be instant, as they will be credited within approximately 12 weeks after the transfers are made.

Amex Membership Rewards is offering a 30% transfer bonus to Avios: British Airways Executive Club, Iberia Plus, and Aer Lingus AerClub. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,300 Avios for every 1,000 Amex Membership Rewards points transferred. Offer expires September 27, 2026.

Citi ThankYou Rewards is offering a 40% transfer bonus to Turkish Airlines Miles&Smiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,400 Turkish Airlines Miles&Smiles miles for every 1,000 Citi ThankYou Rewards points transferred. The bonus is capped at 50,000 miles. Offer expires August 31, 2026. This bonus is on Turkish's side for transfers from Citi. The Miles earned during the campaign will be credited after the campaign ends.

For a limited time, United Business card is offering 100,000 bonus miles after $5,000 in purchases in 3 months, compared to it's standard 75,000 bonus points ,with a $150 annual fee. The United Club Business card is also offering 100,000 bonus miles after $5,000 in purchases in 3 months, compared to it's standard 80,000 bonus points ,with a $695 annual fee.