Breaking Points: Credit Card News

Wyndham is running a lucrative promotion that can earn members up to 30,000 bonus points on a single stay of two or more consecutive nights. Earn 7,500 bonus points on a two-night stay, 12,500 points on a three-night stay, or 15,000 points on a four-night stay. Members can earn an additional 7,500 points by being a Wyndham Rewards Insider and another 7,500 points by paying with a Wyndham credit card. The full 30,000-point bonus requires both. You must register by September 3, 2026 and complete your stay by September 30, 2026. Register here and review the full terms.

Chase and United are targeting some cardholders with bonus spending offers running from June through August. The offers vary significantly by account. We've seen offers including 1,000 bonus miles for spending $500 per month, plus an additional 1,500 miles for meeting the requirement all three months; 1,500 bonus miles for making 10 purchases and spending $1,500 per month; and 4,000 bonus miles (plus 450 PQP in some cases) for meeting higher spending thresholds. Check your United app or this link to see if you've been targeted.

Update: Rakuten has once again increased its bonus on the Chase Freedom Unlimited to $90 (or 9,000 Bilt points). These elevated bonuses typically only last a day or two before returning to their normal level. For this card, the normal level is usually $25/2,500 points.

Rakuten is offering a $90 bonus (or 9,000 Bilt points if you've selected Bilt as your earning preference) when applying for the Chase Freedom Unlimited as a new Chase customer. This stacks with the card's current welcome offer of 20,000 Ultimate Rewards points, creating a solid overall package for a no-annual-fee card. The Freedom Unlimited pairs especially well with a Sapphire card, allowing you to combine rewards and transfer points to Chase's travel partners. If you have Rakuten set to earn Amex Membership Rewards, you will not see this offer. Your Rakuten account must be set to earn cash back or Bilt points.

Amex Membership Rewards is offering a 25% transfer bonus to Air France–KLM Flying Blue. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,250 Flying Blue miles for every 1,000 Amex Membership Rewards points transferred. Offer expires June 30, 2026.

Rove Miles is offering a 50% transfer bonus to Turkish Airlines Miles&Smiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,500 Turkish Airlines Miles&Smiles miles for every 1,000 Rove Miles transferred. Offer expires June 30, 2026. Please note that the Bonus Miles awarded through this campaign are strictly Bonus Miles; no additional Status Miles will be credited.