Breaking Points: Credit Card News

Rove has added Qantas as a new transfer partner and is celebrating the launch with a 50% transfer bonus through August 14, 2026. The standard transfer ratio is 1:1, so you'll receive 1,500 Qantas Frequent Flyer points for every 1,000 Rove Miles transferred during the promotion.

September 8, 2026 Update: Choice has launched another points sale offering up to a 40% discount through October 22, 2026. Buy at least 14,000 points to receive the full 40% discount, dropping the price to 0.62¢ per point. Purchasing 6,000-9.000 points earns a 30% discount (0.72¢ per points), while purchasing 10,000-13,000 points earns a 35% discount (0.76¢ per point). Choice runs these sales regularly throughout the year, with 50% the highest we have seen.

Choice Privileges is offering a 45% discount on purchased points through July 20, 2026 aT 11:59PM ET, allowing members to buy points for as little as 0.57¢ each with a minimum purchase of 8,000 points. We value Choice points at around 0.7¢ each, making this a good opportunity if you have a specific redemption in mind. We still wouldn't recommend buying points speculatively, as Choice runs promotions like this regularly throughout the year.

We don't generally cover shopping portal offers, but Capital One Shopping is targeting some members with unusually lucrative offers. You can earn $100 back after spending $100 or more on either a hotel or vacation rental booking or event tickets. To qualify, you must book through Capital One Shopping’s dedicated hotel comparison or event ticket portal rather than clicking through to another site. The offer appears on the Capital One Shopping website but may not show in the app. Keep in mind that Capital One rewards cannot be withdrawn as cash and must be redeemed for eligible gift cards, but this is still an excellent return, especially if you can find a qualifying purchase near the $100 minimum.

Certain Capital One business cardholders are being targeted with unusually lucrative referral offers of up to 100,000 miles per approved referral, capped at 500,000 miles for the year, or as much as $2,000 cash back. Offers vary by account, so business cardholders should log in and check their referral options. I was only targeted for $250 cash back per referral, up to $1,250 for the year. The biggest restriction is that your referral must not already have a Capital One business card. Existing personal Capital One cardholders are still eligible.

Citi Travel is targeting some cardholders with $75 off a hotel booking of $400 or more through the Citi Travel portal. Book by August 7, 2026 at 11:59 p.m. ET, with travel valid through the end of the current booking calendar. The $75 discount is applied directly at checkout and can stack with Citi’s existing hotel credits. Strata Premier cardholders can combine it with the card’s $100 annual hotel credit on stays of $500 or more, while Strata Elite cardholders can stack it with the card’s $300 hotel credit on eligible two-night stays of $400 or more.