Breaking Points: Credit Card News

Chase is offering 50% back on up to two Lyft rides when you add promo code SOUTHWEST50 to your Lyft account, with a maximum of $15 back per ride. The offer officially targets Southwest Rapid Rewards cardholders and the terms say you have to pay with a Southwest card, but we have seen people with other Chase cards who have been able to load it as well. The offer expires September 30, 2026. There is also a second promo code, 26Q3CHASE50, offering 50% back on one ride, up to $10, through October 14. Both offers must be added before requesting the ride and are valid for U.S. rides, including Puerto Rico. In the app, go to your account, then Rewards, then you can add the promo codes under Offers. These offers appear to have limited availability, so we recommend adding the codes to your accunt now if you want to use them before their expiration.

Chase is celebrating the Sapphire Reserve's 10th anniversary with a contest giving away a massive amount of Ultimate Rewards points. Ten Sapphire Reserve cardholders will each receive 500,000 points plus $1,500 to help cover potential taxes. One of those finalists will ultimately receive the grand price of 5 million Chase Ultimate Rewards points plus $15,000 to help offset taxes. There are several requirements for entry. First, you must be the primary cardholder of a Chase Sapphire Reserve. You must then create a video of up to 90 seconds describing a memorable trip you've taken since 2016 and how you'd like to experience it again or take a new trip. Post the video publicly to Instagram or TikTok with the required hashtags and submit it to Chase by November 6, 2026 at 5 p.m. ET. Chase will select 10 finalists, then there will be a public vote that helps determine the grand-prize winner. One unusual restriction: Chase explicitly prohibits using AI to create or assist with any portion of your entry, including the script or video editing.

Chase Sapphire Reserve is celebrating its 10th anniversary with a number of targeted offers for current cardholders. Current offers include $125 back after spending $500 with IHG, $250 back after spending $1,000 at Hyatt Miraval or Alila properties, $200 back after spending $200 with JSX, $125 back after spending $500 with SIXT, and $350 back after spending $1,500 with Wander. You must activate each offer prior to using, and each one has its own expiration date, ranging from October 16 through December 24, 2026. The JSX offer can effectively cover the full cost of an eligible $200 purchase, while the IHG and Hyatt offers provide 25% back when spending exactly the required amount. Check the Chase Offers section of your Sapphire Reserve account to see which ones are available.

Amex is targeting some cardholders with an offer to receive a $50 statement credit after spending $250 or more with National Car Rental by December 31, 2026. You can receive the credit even if you spread it out amongst multiple purchases, and eligible rentals must be booked directly with National in the U.S. or U.S. territories. If you spend exactly $250, you're essentially getting a 20% discount. You can also stack the offer with shopping portal rewards, but keep in mind that standard Amex rental-car coverage is typically secondary, even on the Platinum cards.

Rove has doubled its referral bonus through September 18, 2026. Both the person referring and the new member will earn 1,000 Rove miles, up from the usual 500 miles. The referrer receives the bonus once the new member earns at least 250 miles. In addition, the referrer continues to earn 10% of the miles the new member earns during their first six months. If you're planning to refer someone to Rove anyway, this is a good time to do it since you're getting twice the usual upfront bonus, but make sure the referee will actually earn miles to trigger the bonus.