Breaking Points: Credit Card News

Chase Sapphire Reserve cardholders will receive a new $15 monthly DoorDash credit starting October 1, 2026, replacing the current $5 monthly credit on restaurant orders. Unlike the old credit, the new $15 benefit can be used on eligible restaurant, grocery, retail, and other DoorDash orders. This is in addition to the two existing $10 monthly credits for eligible grocery, retail, and non-restaurant purchases. DoorDash added a $20 minimum for pickup orders a few months ago, which made the $10 credits harder to maximize, so the more flexible $15 credit should be easier to use. Chase has not announced whether the Sapphire Reserve for Business will receive the same change.

Best Western has launched two promotions for stays through December 31, 2026. First, you can earn 2X Best Western Rewards points on qualifying stays worldwide from September 8 through December 31. Register for this offer first, and there is no limit on the number of bonus points you can earn. A separate promotion offers a $31 Best Western bonus card for each qualifying stay in the U.S., Canada, or Caribbean. You can use this promo up to four times for a total of $124. The bonus is awarded once per stay, not per night. You must register and book these stays by September 7, and the $31 bonus cards expire March 1, 2027. The terms state that neither promotion can be combined with other offers, although Best Western promotions like these have reportedly stacked in the past, so it's possible you could earn both on eligible stays beginning September 8. You may also be able to stack additional savings from shopping portals or card-linked offers.

Amex has a nice targeted offer for Small Luxury Hotels bookings where you can receive $100 back after spending at least $300. You must activate the offer and book directly through slh.com for stays between October 2 and December 31, 2026. The offer is valid for bookings in the Americas, Caribbean, Europe, Asia, and Oceania. This essentially gives you 33% back on a $300 stay, making it worth checking your Amex Offers if you have an upcoming Small Luxury Hotels stay.

IHG One Rewards Premier Business cardholders have received an email from Chase informing them that the card's annual anniversary free night certificate will increase from 40,000 points to 50,000 points beginning after December 31, 2026. Cardholders receive one certificate each year after their account anniversary, with no spending requirement beyond paying the card's $99 annual fee. You'll still be able to add an unlimited number of IHG points to the certificate to book properties costing more than 50,000 points per night. This is a nice improvement that should make the annual certificate easier to use without having to add your own points. So far, only IHG Business cardholders have been notified of the increased certificate cap.

Rove Miles has added Copa Airlines ConnectMiles as a new transfer partner and is celebrating the launch with a 40% transfer bonus through September 30, 2026. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,400 Copa ConnectMiles for every 1,000 Rove Miles transferred.