Best Credit Card For Price Protection Benefits

All versions of card benefits are not created equal. Below is a quick reference on what cards are best for Price Protection benefit.

No one likes paying more than they have to. Cards with this benefit will reimburse you if the price of an item drops after you bought it. The length of time you have to file a claim (usually between 60 and 120 days) and the maximum amount you can be refunded (generally $250 per claim) varies by card. If you find your credit card purchase for less, this benefit ensures you get the lower price. (+) versions are cards that have solid bonus potential as well.

IHG One Rewards Premier IHG One Rewards Premier
$500 per item and $2,500 per year when a lower price is found within 90 days of the purchase.
United Quest United Quest
Reimbursement if an eligible item is found at a lower price within 90 days of purchase. Coverage up to $500 per claim.

Our Top Selections for Price Protection (+)

Value
IHG One Rewards Premier IHG One Rewards Premier

$500 per item and $2,500 per year when a lower price is found within 90 days of the purchase.

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United Quest United Quest

Reimbursement if an eligible item is found at a lower price within 90 days of purchase. Coverage up to $500 per claim.

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Other Cards with Solid Value for Price Protection (=)

Value
Bilt Palladium Bilt Palladium

Reimbursement if an eligible item is found at a lower price within 90 days of purchase. Coverage up to $250 per claim.

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Capital One Savor Capital One Savor

Reimbursement if an eligible item is found at a lower price within 120 days of purchase. Coverage up to $250 per claim.

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Capital One Spark 1.5x Miles Select Capital One Spark 1.5x Miles Select

Reimbursement if an eligible item is found at a lower price within 60 days of purchase. Coverage up to $500 per claim.

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Capital One Spark 2% Cash Plus Capital One Spark 2% Cash Plus

Reimbursement if an eligible item is found at a lower price within 90 days of purchase. Coverage up to $500 per claim.

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Capital One Venture X Business  Capital One Venture X Business

Reimbursement if an eligible item is found at a lower price within 60 days of purchase. Coverage up to $500 per claim.

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Hawaiian Airlines Hawaiian Airlines

Reimbursement if an eligible item is found at a lower price within 120 days of purchase. Coverage up to $250 per claim.

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Hawaiian Airlines Business Hawaiian Airlines Business

Reimbursement if an eligible item is found at a lower price within 120 days of purchase. Coverage up to $250 per claim.

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IHG One Rewards Traveler IHG One Rewards Traveler

Reimbursement if an eligible item is found at a lower price within 90 days of purchase. Coverage up to $500 per claim.

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Lufthansa Miles and More Lufthansa Miles and More

Reimbursement if an eligible item is found at a lower price within 120 days of purchase. Coverage up to $250 per claim.

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United Club United Club

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. The limit is $500 per item, $1,000 per year.

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United Club Business United Club Business

Reimbursement if an eligible item is found at a lower price within 90 days of purchase. Coverage up to $500 per claim.

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